Insure your bicycle along with all your other valuable possessions. Comprehensive contents insurance, starting from £75,000 up to £500,000, covering theft, accidental damage, and more. Get a quick quote in 5 minutes.
Buying standalone bicycle insurance can be expensive and time-consuming. Why waste your time and money dealing with multiple policies when one can cover everything?
Protect your bicycles and cycling equipment with a contents policy designed specifically for people with more to protect.
Benefit from all-risk protection against theft, loss, and accidental damage, ensuring your bikes will be covered at all times, wherever you take them.
The ultimate insurance for cyclists. Cover for your home, its contents, and all of your bikes under one policy.
One of the key rivr distinctions is that we provide all risks cover. Essentially, unless the policy wording explicitly says that something isn’t covered, or that it has a limit, then it’s covered. No second guessing or ambiguity for you.
All bicycles are included with your general contents cover as standard with no single item limits.
Your bikes and all of your other personal possessions are covered away from your home.
Everything else is covered as standard, including your phone, laptop, and all of your cycling gear.
The rivr standard
One policy, not multiple, to cover your home and all your possessions, with less ambiguity and no trip hazards.
Better cover than normal insurance at a fair premium that gives you confidence in the level of cover you receive.
Simplified process, enhanced with data, gives you a live online quote in 5 minutes.
“got a quote back straight away. No need for a lengthy phone call or documents to be emailed back and forth. Best part of all - they were the cheapest with still great cover”
“Competitive contents premium and super simple process buying cover through the website. Comprehensive cover of jewellery was a nice surprise too. Really easy to contact Rivr.”
Unlike many other insurers, we don't up-sell you add-ons, bolt-ons or so-called extensions. Here's some of what's also included in your policy, as standard.
Covers repair costs up to £1,500 in case of an emergency.
Covers your liability if something happens at your home.
Covers you against a wide range of legal costs associated with a wide range of disputes.
We’ve worked hard to keep this list as short as we can, but here are some of the things that are not covered under your policy.
There is no cover for loss or damage occurring outside your period of insurance, or caused intentionally or through criminal acts by you.
There is no cover for loss or damage resulting from building works that cost more than £75,000.
There is no cover for loss, damage or liability from confiscation or holding your property from officials or authorities.
There is no cover for any decrease in value as a result of a repair or replacement, or any loss not directly related to a valid claim.
There is no cover for any gradual damage and wear and tear, guarding against long-term deterioration or aging of property.
There is no cover for any loss, damage or liability as a result of design flaws, workmanship, or mechanical and electrical faults or breakdowns.
There is no cover for losses when your home is unoccupied for over 45 days, and certain precautions listed in the policy wording have not been taken to safeguard your home and heating system during certain periods.
There is no cover for any loss, damage or liability from any part of your home that is let or is used for business purposes.
There is no cover for loss, damage or liability from computer viruses or data corruption.
There is no cover for loss, damage or liability from pollution or contamination except in specific circumstances listed in the policy wording.
There is no cover for loss or damage or any legal liability from radioactive materials or nuclear components, or from potentially catastrophic events like radiation leaks.
There is no cover for direct or indirect damages resulting from war, civil disturbances, or terrorist acts.
Your excess as detailed in your policy schedule.
There is no cover for items improperly packed or secured during transport.
There is no cover for damage or liability from intentional or malicious use of guns is not covered.
There is no cover for items stolen from an unattended vehicle are only covered if force and violence were used to gain entry. Additionally, the items must have been hidden from view or locked in the boot or glove box.
There is no cover for undelivered goods or services purchased online.
There is no cover for loss of value to contents following repair, replacement, or reinstatement.
There is no cover for loss or damage due to warping or shrinkage.
There is no cover for loss or damage caused by subsidence, heave or landslip to the following:
Insurance can be complicated and hard to understand, these are some of our most common questions.
Call or message us anytime to clear anything up, we also we offer a complimentary quote-comparison call to help you get the correct cover (even if it isn’t ours).
Schedule a callNeed a bit more explanation? Then head to our FAQs page where you’ll find loads of answers to our most commonly asked questions.
FAQsYou answer a few questions about yourself, your home and what you are looking for.
Review your quote and any conditions of cover
Note: Some quotes need to be reviewed by our team, this will be done within a day. If we have additional questions, we’ll get in touch.
Accept your quote and pay. That’s it.
Manage your policy online
Review, add to, remove or change your cover online at any time.
Make a claim
Submit claims through your account and our specialised claims partner will handle your claim.