Skip to content
Rivr Cover

why Rivr

High value insurance, redesigned around you

Simple high-value home and contents insurance to protect the home you’ve worked so hard to build.

Get an instant quote

how we work

Smart technology, and an adviser who knows you

We use technology to underwrite more precisely, speed up every step and put everything at your fingertips, 24/7. And you keep a dedicated client adviser, from your first quote to managing your policy and making a claim.

  • The Rivr online platform technology Smarter underwriting Your quote reflects the information you give us, rather than relying on broad assumptions.

  • 24/7 at your fingertips

    Access your policy documents and manage your cover.

  • Stairwell seen from above people Your dedicated client adviser A consistent point of contact who understands your home, your cover and your circumstances.

  • with you at every stage

    From your first quote to changes and claims, your adviser can help with questions and the practical details of your cover.

  • 5 min

    An instant quote in about five minutes, without unnecessary paperwork.

Brick-edged swimming pool seen from above

01

Tailored cover, built around you

Individually underwritten protection shaped around your home, your belongings and your life - not a standard policy template.

  • Individually underwritten policies
  • Higher limits, fewer restrictions
  • Comprehensive, All-Risks cover
Learn more about tailored cover, built around you
Modern dark kitchen with an island and bar stools

02

Modern and Smart Digital Insurance

Enjoy the speed, precision and control of Rivr’s intelligent insurance technology - combined with real underwriting expertise.

  • Intelligent Quotes in Minutes
  • Full 24/7 online control
  • Direct access to experts
Learn more about modern and smart digital insurance
Living room with large windows onto a forest

03

Specialist Claims and Transparent Pricing

The Rivr team prides itself on clear, honest pricing from the outset - and decisive, specialist claims handling when it matters most.

  • Clear pricing with no hidden economics
  • Clear and consistent renewals
  • Decisive, specialist claims handling
Learn more about specialist claims and transparent pricing
Sailing boat on a calm sea

04

Boutique Private Client Service

With Rivr, you can rest easy knowing you have a dedicated expert in your corner, from policy inception to claim settlement.

  • Your dedicated client advisor
  • Specialist high value expertise
  • Responsive, fast client support
Learn more about boutique private client service

who we look after

The clients we look after

Every policy is built around the home and the life behind it.

  • Georgian manor house with climbing roses and a lawn

    01 · the period home

    A listed family home

    An owner caring for a listed Georgian house needs cover that respects what makes it irreplaceable.

    • Rebuild or repair to conservation standards
    • Architect, surveyor and conservation fees after insured damage
    • Alternative accommodation for up to three years if the home is uninhabitable after an insured event
  • A landscape painting in an ornate gilt frame

    02 · the collector

    Art, watches and jewellery

    A collector whose most treasured pieces travel with them, and whose collection keeps growing.

    • Valuables covered when you travel
    • No need to list every possession under £25,000
    • Newly acquired items protected straight away, subject to the policy terms
  • A couple at home in a warm, plant-filled kitchen

    03 · the busy family home

    A modern home, always changing

    A family renovating and upgrading, who want cover that keeps up without the paperwork.

    • Accidental damage as standard
    • Update your cover online when you renovate or make a significant purchase
    • A dedicated client adviser when you would rather talk

Illustrative profiles, not individual clients. Cover is subject to the policy terms, conditions and limits.

our mission

Redefining high value insurance

Rivr is changing many of the reasons why the insurance buying process is slow, confusing and unreliable. Our aim is to give you confidence and peace of mind in your insurance, blending the power of technology with the understanding and empathy of people.

Our mission
Parent with a baby on a bed
Wooden staircase and dining area in a modern home
Layered gold necklaces
Window seat overlooking a garden
Man working at a computer at home
Green-painted townhouse with iron railings

client reviews

Rivr cover is rated excellent

4.7/5 on Trustpilot

  • “Super quick and easy process. Filled in details online, got an instant quote, no back-and-forth. Best part - cheapest option with great cover, and Apple Pay payment.”

    Anna H · London

  • “I like the way this company does its business. You can talk to a human and do all they can to get you a result in an uncomplicated way. They are warm, friendly and cannot do enough for you.”

    Anthony B · UK

  • “Competitive contents insurance with an easy, straightforward process. Jewellery coverage was a great bonus. Simple to contact Rivr, would definitely recommend them for hassle-free home insurance.”

    Edward B · London

  • “Totally refreshing experience to talk to Will at Rivr. Will provided a service like no other - great communication, listens, understands and delivers! I highly recommend you call him too.”

    Emma W · Bristol

  • “A simple online application followed up by a telephone consultation to tailor the policy to suit our personal needs. I feel confident that everything is now properly covered”

    Nigel R · UK

  • “A fantastic personal service from Sasha, she is a pleasure to deal with. The policy is clear, straightforward and competitively priced. I would highly recommend seeking your insurance through Rivr.”

    Yolanda B · Suffolk

3 simple steps

Get an instant quote today

  1. 1 Tell us about your home
  2. 2 Review your quote
  3. 3 Accept and pay
Get a quote