Tips, guidance and ultimate recommendations

Introducing Rivr
Rivr is the new way to buy high value home insurance, we offer a fully digital, simple and flexible approach to buying insurance for your home and your most prized possessions. We are protecting the home and life that you have worked so hard to build, so it should have the protection it deserves.
We’ve redesigned insurance, so that it works for you
Insurance is traditionally complicated, opaque and time-consuming. We have redesigned it so that it works for you. Whether it’s your home, jewellery or artwork, you can have the peace of mind that it’s covered under a single policy.
Regulated by the FCA | Underwritten by A Rated insurers
Jargon unpacked
The insurance market can be full of jargon and acronyms. Below is a list of some of the language out there, and what it actually means.
These are specific caps to the amount that the insurer will pay in a claim.
When the insurer pays the full replacement cost of an item, instead of reducing the claim to factor in wear and tear or depreciation.
Cover for when liability arises from someone injuring themselves at your home, or if you damage someone else’s property accidentally.
This is the total cost it would take to rebuild your home if it is completely destroyed. You can get a chartered surveyor to calculate an accurate valuation.
The building or items that are being insured.